Fin Intime

                          Have you ever wonder that wealth creation can be done through Savings?                   The first thing when many think of savings is that they need to compromise on their standard of living and adapt to a lower lifestyle. But why we need money? We need it to live life at its best . Thus, making compromises in your life does not make sense. Savings should be done in an intelligent and clever way.                   Savings is the most underrated concepts among people. Many have in mind that savings only     helps to save some penny in your pocket. They have this mindset because they think it as a short-   term process. Take an example , If you checked your daily expenses and found that you had an unwanted expense of Rs.50/- . So you started saving  Rs.50/- daily. At the end of the month you will  save Rs.1500/-(50*30 days) and at the end of the year you would have saved Rs.18000/- (50*12 months) .Thus , small savings in long-run turns out to be a greater

 When you hear the word 'Financial Plan' , what you think of ?   Many people stay away from financial planning because they think it is very complex and they don't   have much knowledge . But due to this mindset they miss a lot of wealth creation opportunities.                      If You have a good financial plan , you have a key to live a rich life.    But what is a good financial plan?  A good financial plan is always a simple plan and not a complex    one. A good financial plan must be simple and efficient . If a financial plan is very complex it is not   a good financial plan. So when your financial planner suggest you a complex financial you must consider it as a bad financial plan .     Here are the simple steps to a good and efficient Financial Plan : 1.Savings: - This is your first step.   When comes to savings, you need to be sure that you create a emergency fund through savings. You must keep a six month emergency fund in your savings a